Worker’s Compensation: What You Need to Know When Injured at the Workplace

Worker’s Compensation

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If you were injured at your workplace, you probably need immediate medical treatment, and you may miss some time off work to recover from your injuries. The good news is, you might not have to deal with this sudden financial strain on your own. In most cases, employers who have one or more employees, are required to carry a worker’s compensation insurance policy in Delaware. The main purpose of Workers Compensation is to provide benefits to any worker who was injured or harmed while they were at their workplace.

 Workers Compensation Benefits Often Include:

  • Medical care
  • Temporary disability payments
  • Compensation for permanent injuries
  • Compensation for wrongful death

What Does My Employer Have to Do If I am Injured in the Workplace?

It’s your employer’s responsibility to make sure they provide you with the medical treatment you require after you’re injured. They generally have 10 days to report the injury to the Office of the Workers’ Compensation and their insurance carrier.

Employers also have to provide compensation for the weekly wages you earned in accordance with the law and all agreements must be sent to the Office of Workers’ Compensation for approval. Your employer and the worker’s compensation insurance carrier are responsible to pay you your benefits.

If your employer fails to report the injury in time, they can be fined for their lack of diligence.

When am I Eligible to File a Workers Compensation Claim?

The worker’s compensation statute protects all employees, and it prevents your employer from discriminating against you if you file a claim.

For your claim to go through successfully, your employer must first be carrying a worker’s compensation policy. Furthermore, you should be an employee at the business and not just a contractor. If these two conditions are fulfilled and you were injured at your workplace, you are generally entitled to claim workplace compensation.

However, if you inflicted the injuries on yourself, or the injuries were caused by very reckless behavior on your part, then you may not be eligible to make a claim. You also can not typically claim for stress and injuries caused while commuting to your workplace. Another case in which you may not be entitled to receive these benefits is if you were injured while violating company policies.

Get the Comprehensive Medical Treatment You Need After Facing a Workplace Injury

At the Comprehensive Accident Injury Center, our team of medical experts treats any injuries incurred through workplace accidents. We understand both the health aspect and the legal aspect of your injury and can refer you to qualified attorneys and medical specialists, so you get the proper compensation and treatment you deserve for the harm you suffered.

Call in today to speak with a health expert to get the medical care you need, so you can get back to good health again.

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